ClaimRatioIndiaCalculate

Aditya Birla Health Insurance

Est. 2016Mumbaihealth insurer
CSR 2023-24
95.53%
Good
Complaints FY 2022-23
13.20
per 10K policies
98.4% disposal rate
Source: IRDAI Annual Report 2022-23
Aditya Birla Health Insurance offers the Activ Health plan, which uniquely rewards policyholders with premium discounts of up to 30% for meeting daily health goals tracked via app or wearable.

Claim settlement ratio history

Financial YearCSR %Claims SettledRatingSource
2023-2495.53%4,231GoodIRDAI Annual Report 2023-24

Strengths

  • +95.53% claim settlement ratio (2023-24)
  • +Up to 30% premium discount for healthy behaviour
  • +Chronic illness management covered
  • +In-house claim processing

Limitations

  • -App-based rewards programme requires active usage to get value
  • -Network hospital count is lower than Star or HDFC ERGO

How to file a claim

In-house claims team, no TPA. Cashless decisions within 30 minutes. Reimbursement in 7-14 working days.

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