IRDAI Annual Report · FY2023-24
The number your
insurer forgot
to mention.
Claim Settlement Ratio tells you whether an insurer actually pays when you file a claim. We track it across 50+ insurers, every year, straight from IRDAI's annual reports — free, no login required.
Source: IRDAI Annual Reports, 2019–24
Life Insurance CSR RankingsFY24
123456View all 24 life insurers →
Max Life Insurance
Private · Life Insurance
99.5%
CSR FY24
HDFC Life Insurance
Private · Life Insurance
99.4%
CSR FY24
Bajaj Allianz Life Insurance
Private · Life Insurance
99.1%
CSR FY24
Kotak Mahindra Life Insurance
Private · Life Insurance
98.8%
CSR FY24
LIC India
Private · Life Insurance
98.6%
CSR FY24
Tata AIA Life Insurance
Private · Life Insurance
98.5%
CSR FY24
50+
insurers tracked
5 yrs
historical data
₹0
always free
IRDAI
official source
Why CSR is the one number to check
Most insurance ads lead with premium cost. But a cheaper policy from an insurer that rejects 1 in 10 claims costs more than a slightly pricier one that pays 99 out of 100. The claim settlement ratio — published by IRDAI every year — is the only public signal of how an insurer behaves when you actually need it.