ClaimRatioIndiaCalculate

Care Health Insurance

Est. 2012Gurugramhealth insurer
CSR 2023-24
90.32%
Average
Complaints FY 2022-23
17.30
per 10K policies
97.8% disposal rate
Source: IRDAI Annual Report 2022-23
Care Health (formerly Religare Health) is known for its Care Supreme plan which covers AYUSH treatments and mental health hospitalisations along with standard coverage.

Claim settlement ratio history

Financial YearCSR %Claims SettledRatingSource
2023-2490.32%18,932AverageIRDAI Annual Report 2023-24

Strengths

  • +90.32% claim settlement ratio (2023-24)
  • +Covers AYUSH and mental health treatment
  • +No co-payment for policyholders under age 61
  • +Global cover available as add-on

Limitations

  • -Premium escalation at renewal can be steep after claims
  • -Customer service wait times are longer than industry average

How to file a claim

Cashless and reimbursement both processed in-house. Target reimbursement turnaround is 14 working days.

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