ClaimRatioIndiaCalculate

Best Term Life Insurance in Kolkata

West BengalTier 1IRDAI 2023-24 Data
Quick answer: In Kolkata, the top-ranked insurer for term life insurance by claim settlement ratio is Max Life Insurance at 99.51% CSR. Tier 1 city: health insurers apply a 10-15% loading on premiums compared to smaller cities.

Top 5 insurers by claim ratio — Kolkata

RankInsurerCSR 2023-24
1Max Life Insurance99.51%View →
2HDFC Life Insurance99.39%View →
3Bajaj Allianz Life Insurance99.07%View →
4Kotak Mahindra Life Insurance98.82%View →
5LIC India98.62%View →
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